Answer:
I. GNMA provides timing insurance. II. GNMA creates pools of mortgages and issues securities. III. GNMA insures only FHA, VA, and FmHA loans. IV. GNMA requires that all mortgages in the pool have the same interest rate. "
Explanation:
The Government National Mortgage Association or better known as the GNMA, is a U.S government corporation that helps and guarantees a timely payment of principal and interest on mortgage-backed securities. The GNMA works different than the mortgage market. It doesn’t sell or buy pass-through mortgage-backed securities and neither purchase mortgage loans. Instead, private lending institutions approved the GNMA to originate loans, pooling them into securities, and issue mortgage-backed securities that are guaranteed by the GNMA. In consequence, this guarantees the timely payment of principal and interest from approved issuers. Most mortgages securitized by the GNMA are insured by the Federal Housing Administration (FHA), Veterans Administration (VA) and the Rural Housing Administration (RHA). Finally, the GNMA Guide establishes that “Each mortgage in a pool must bear the same fixed interest rate as every other mortgage in its pool. The interest rate on the mortgage may not change during the life of the mortgage”.
Answer:
Older adults remember less when compared to that of younger adults.
Explanation:
As adults age their ability to store information, that is, memory begins to undergo a slow and gradual process of deterioration, or if, in the modern world, the absurd amount of information we are bombarded with hinders its assimilation. For this reason, older adults remember less than younger adults. In any case, memory loss cannot be considered as an inexorable fact associated with aging.
Answer:
Negative Reinforcement.
Explanation
This is an example of negative reinforcement.
In the past, developmentalists believed that human intelligence is Static, whereas now it is commonly understood that intelligence is malleable.
Human intelligence:
- The capacity to learn from experience, adapt to novel circumstances, comprehend and manage abstract concepts, and apply information to influence one's surroundings are all components of human intelligence.
- Humans are cognitively capable of learning, forming concepts, understanding, applying logic and reason, as well as the capacities to recognize patterns, plan, innovate, solve problems, make decisions, retain information, and use language to communicate. These abilities are all a part of intelligence.
- Humans are often regarded as the most intellectual species on the planet; humans possess large brains that are superior to those of other animals in terms of processing speed and cognitive ability. In actuality, during millions of years of evolution, humans have demonstrated a tremendous growth in brain size and intelligence.
Learn more about human intelligence here brainly.com/question/16543469
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