Question

Ms. Jensen has heard about “Original Fee-for-Service Medicare” and “Private Fee-for-Service” plans. She wants to know what the difference is, if any. What should you tell her?

Answer 1

Yes, “Original Fee-for-Service Medicare” plan is different from “Private Fee-for-Service” plan.

“Private Fee-for-Service” (PFFS) plans are a type of Medicare Advantage plan offered by private companies.  

Explanation:

Original Medicare is the plan provided by the federal government. Original Medicare covers both hospital insurance and medical insurance. According to this plan, the individual pay only some amount to the hospital for their treatment. The balance is shared by the government.

Private Fee-for-Service plan is offered by private companies. The plan has all the details regarding the payment. This plan helps the individual by sharing some amount to pay for doctors, health care providers, and hospitals.