The ability of people to produce is determined by their skill, knowledge, and training. An<span> individual or group of individuals is able </span>to produce<span> goods and/or services. But how efficient is determined by the knowledge (academic knowledge but also skill obtained during everyday life).Also certain types of production need certain training. </span>
The correct answer would be, Actual loss experience of the group.
Experience rating utilizes Actual loss experience of the group in determining the rate the insurer will change for group coverage in each year of coverage.
Explanation:
When an employer adjusts premium for workers' compensation coverage based on the loses the insurer has experienced from that employer, then this adjustment is called as the experience modifier or experience rating.
In this rating, at the end of the year, the insurer charge for group coverage the actual loss experienced due to that group.
This rating helps the insurer to determine that a particular policymaker will file a claim or not. It also helps in determining which company has produced more workers' claims in a specified period of time.
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Answer: Manic phase of bipolar 1 disorder
Explanation: Any one who has been troubled by bipolar I disorder has had at least one manic episode in his or her life. A manic episode is a time of untypical elevated or irritable mood and high energy, accompanied by abnormal behavior that distorts life. Most people with bipolar I disorder also suffer from episodes of depression. Based on the passage, Jaxson is definitely experiencing manic phase of bipolar 1 disorder based on his behaviour.
Answer:
Due difference in cultural beliefs.
Explanation:
The choice of co-sleeping or independent sleeping is a good example of a custom complex, and the underlying cultural beliefs because in some of the culture, co-sleeping is considered as a bad habit and prohibited by the culture but encourages independent sleeping while on the other hand, some culture allows the co-sleeping due to no prohibition in their cultural believes so we can say that custom complex is responsible for this choice of sleeping.