Answer: a lower credit score
Step-by-step explanation:
The question is worded a bit strangely (in my opinion anyway), but I think your teacher wants you to describe how exponents work.
Let's say we had the expression 
The base is 5 as its the bottom most value (think of something like the base of a tree or building). The exponent is 3.
The exponent of 3 tells the reader to multiply the base 5 by itself 3 times like so

With larger exponents, it becomes more tedious to write out all the repeated multiplications, which is why many calculators have an exponent button to save time.
It will take jen 20 weeks till she can get a new camping tent
Yes you are right. it's 132