Scheduling of interest payments is also not consistent and there is no predictable sum of payments made.
A company issues an adjustment bond whenever it reorganizes its liabilities to cope with financial problems or imminent bankruptcy. Adjustment bonds have such a mechanism where payments only occur when company has profits.
It also gives companies the ability to change terms like interest rates & time to completion, gives the company a better chance to fulfill its obligations without going into bankruptcy.
B all of the others are either needed requirements to live, shelter, food etc. In most states car insurance is required by law.. Cable service is really considered a luxury.