According to the source, the answer to this question is conscientiousness.
Meaning that as people grow up they become more careful and perceive risks in their actions.
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The cultism causes are people search for responsibility, satisfaction of a person's needs and wants, security and finding social identity.
The effects are possibilities of death, abuse due to the cult activities, can disrupt schooling, expulsion and physical injuries.
To Curb the menace, the Federal Government of Nigeria enacted the decree 47 of 1989 where any cultist guilty will be imprisoned. NGOs also helped our in the campaign through educating students about what the cults are and what it can do to them. There was also religious education where to seek enlightenment and spiritual awakening.
The correct questions are:
1) Financial regulation stimulates competition practices and prohibits the creation of monopolies, except when authorized by the government.
3) The regulatory apparatus forces companies to follow best accounting practices and encourages transparency. This reduces cases of corruption and tax evasion.
4) Regulation stimulates competition between firms. In a competitive market firms the vector of competition among firms is the price. This stimulus to competition is good for the market and for the consumer. Efficient firms charge a lower price, benefiting the consumer. Inefficient firms are eliminated from the market.