The life insurance policy holder may sell their policy to a "Viatical settlement provider" to receive a percentage of the policy's face value.
Further Explanation:
There are numerous companies in the United States that are licensed viatical settlement providers. When the policyholder sells to these companies they receive a certain percentage of the payout of the life insurance that would be paid upon their death.
The viatical settlement provider will continue to pay all of the premiums that is due on the insurance and upon the death of the policyholder the company that bought the policy will get all death benefits that are owed.
Many people who use this option to get the money now instead of leaving it for their children are the ones who are facing a terminal illness or are having financial difficulties.
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The correct answer would be option A, Giving friends facials.
Giving friends facials is not an ethical violation.
Explanation:
Ethics are basically the moral principles that shape a person's behavior. This is something which tells us that how a person morally behaves in a situation.
In businesses, there are some code of conducts that are the rules and regulations, prescribed by the companies.
When a person violates a moral principle, it is called as the Ethical Violation. There is usually no legal action against the ethical violations, but it is not always the case. People may be charged for violating the code of conduct in organizations.
In the given question, all of the options somehow violate the moral values, but giving facials to friends is not at all ethically wrong.
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Carla's outlook is optimistic because she is excited to play softball
