1answer.
Ask question
Login Signup
Ask question
All categories
  • English
  • Mathematics
  • Social Studies
  • Business
  • History
  • Health
  • Geography
  • Biology
  • Physics
  • Chemistry
  • Computers and Technology
  • Arts
  • World Languages
  • Spanish
  • French
  • German
  • Advanced Placement (AP)
  • SAT
  • Medicine
  • Law
  • Engineering
KiRa [710]
3 years ago
5

In 1989, Congress took major steps to establish depository institution accountability by requiring these institutions to hold mo

re capital as they take on riskier assets. Which of the following congressional acts imposed these capital standards on depository institutions? A) Financial Institutions Reform, Recovery, and Enforcement Act B) Secure and Fair Enforcement for Mortgage Licensing Act C) Riegle Community Development and Regulatory Improvement Act D) Depository Institutions Deregulation and Monetary Control Act
Social Studies
1 answer:
satela [25.4K]3 years ago
4 0

Answer:

A) Financial Institutions Reform, Recovery, and Enforcement Act

Explanation:

Financial Institutions Reform, Recovery And Enforcement Act -

The act is used in order to make sure that the real states appraisal are done up to the standard levels .

This acts have complete and accurate documentations , supervisory standards and , the regulation on the competency of appraisers .

In the year of 1989 , this act was imposed by the congress .

You might be interested in
•What are some of the positive changes in South Africa since the end of apartheid? What are some of the continuing challenges in
8090 [49]
To answer your first question, there are a lot of positive things about South Africa since the end of Apartheid. The most obvious being that races from all colors have access to better education and have an equal chance at getting work. There has been massive spending on infrastructure, making South Africa the most developed country on the African continent, including the building of speed trains, upgrading of airports, freeways, and hundreds of thousands of new homes for previously disadvantaged communities. The country went through an economic boom period since 2000, and because of good economic policies that govern our banks, South Africa did not suffer as badly as Europe or the US during the recession of 2008-2009, although there were also a lot of jobs lost. 

<span>For the second question.</span>
<span>There are many, reasons why there are still problems 15 years after Apartheid. You have to keep in mind that there was a lot of damage done during the 40 years of apartheid, because of the separate development of black communities and white communities. But the country shows signs of improvement. Crime is one of our main concerns and especially aggravated crime. Although it does not affect tourists as much. The biggest reasons that there are still problems, is problems that are true for all African countries, and that is corrupt leaders that can't keep their hands out of the cookie jar (meaning that they only making themselves rich from taxpayers money, instead of delivering services). The other reason is the communist mentality of a lot of leaders. There are not enough taxpayers to cater for all the unemployed people. But like I said, there are many, many reasons</span>

<span>For the third ones.</span>

<span>I think the US should pay attention to what happens in South Africa, to pressure South African leaders not to follow corrupt policies. </span>

For the last one.

<span>The legacy of racism in the US has a lot of similarities, but also a lot of differences. Remember that in South Africa, it was a minority government that used violence, intimidation to suppress a majority. It was also during the Cold War, and the South African government was against the communist policies of the black politicians. </span>
<span>In the US, it was a white majority government that used to suppress a minority, but usually through exclusion and discrimination. Unfortunately, racism is prevalent all over the world, especially in Australia, Germany, and Britain. 
</span>That's the end of my  very long answer.
8 0
3 years ago
Mallory accepts her parents' political beliefs without question. she is characterized by identity
Inga [223]

The answer in the statement above is foreclosure as Mallory accepts her parent’s political beliefs without question. A foreclosure is an identity of which an individual accepts a particular path but does not explore the whole idea or what the idea truly means.

5 0
3 years ago
The table shows the terms of a fixed-rate mortgage.
gtnhenbr [62]

The following statements describe accurately the terms of this mortgage:

-"The monthly interest rate is 4 percent". This means that each month, the owner will have to pay the normal fee plus 4% of it.

-"Monthly payments must be for 30 years". This means that the owner will have to make a payment every month for 30 years in order to pay their debt.

-"The homeowner is borrowing $200.000". This is the amount of money the homeowner is borrowing from the bank or company, which they will pay by making monthly payments for 30 years.

The other three statements do not describe the terms of the mortgage as they misunderstand the details.

-Payments must be made for 30 years, with 12 months each year, it makes it 360 payments in total. Not monthly payments for 360 years and the homeowner is not borrowing $360.000 either.

-The annual interest rate is not 4.8% . The correct way to find this value is by taking into account days and months, which would make it be around 60%.





6 0
3 years ago
Read 2 more answers
Which opponent (from the Axis powers) was the most difficult to defeat? (Explain your answer in detail.)
ycow [4]
Germany was the most capable and powerful axis power. Germany was heavily industrialized and a land power in its own. Germany would be the only one with a chance of actually winning.
3 0
3 years ago
Lexie works Monday to Friday from 4 P.M. to 6 P.M. in the after-school program at a local elementary school. She began looking f
Otrada [13]

Answer:

Employed

Explanation:

Lexis works a part-time job. According to The Bureau, part-time workers are included in the work force because labor is still being made.

7 0
3 years ago
Other questions:
  • How did the policy of appeasement work in Hitler's favor?
    11·1 answer
  • Knowing what your listeners value or need and appealing to those values or needs is known in persuasion as
    6·1 answer
  • Scientists use critical thinking skills throughout the process of research and experimentation. Why is it important for scientis
    5·2 answers
  • What is the african religon
    15·2 answers
  • Which factor accounts for the greatest share of the difference in the earnings of working women and men in the united states?
    12·1 answer
  • The concepts of strict scrutiny and suspect classification are used by the Supreme Court to answer which question?
    15·1 answer
  • 1
    15·1 answer
  • Before the war of 1812 england did what to american sailors​
    8·1 answer
  • 4. Which part of U.S. Congress does the U.S. Vice President serve as the President
    13·1 answer
  • What is the difference between powdered sugar and confectioners sugar.
    5·1 answer
Add answer
Login
Not registered? Fast signup
Signup
Login Signup
Ask question!