Female gonads are the reproductive organs in female. These are the ovaries. Their are two ovaries in a human female which produces and stores numerous ovules or egg cells within them. The egg is released at the time of fertilization in the fallopian tube reaches upto the uterus. At the uterus the fertilization process takes place in which the sperm from male partner fuses with the egg of the female. This process results in formation of zygote which is a precursor of new life.
An HMO attempts to keep costs down by restricting access to higher-cost specialists. They do this by requiring a referral to a specialist from a Primary Care Provider (PCP). Members must see the PCP first in order see a specialist.