Tom has been a customer of the same bank foe two years and his income can change frommonth to month after paying bills. Tom plac
es 250.00 a month in a two year CD. He notices that last year twice he withdrew 250.00 from his CD early to pay monthly bills. His bank charges a penalty for a early CD withdraw. His bank requires a minimum of 150.00 for regular savings accounts 750.00 for money markets, and 1,000 for CDs what would be the best strategy
