The best reason to consider using plain tables instead of shaded tables in a document if the document will be copied frequently. The shaded table will be copied exactly as shaded, and time will be wasted unshading (converting shaded table to plain table) them.
Income-Based Repayment would be one of your repayment options.
IBR is an option similar to Pay As You Earn but offers more flexibility. To qualify for an IBR, your prospective payments must be lower than they would be on the Standard Repayment Plan. You can still sign up for an IBR even if you are still unemployed. These plans are solely based on your income. So if you are unemployed, this translates to zero income. As a result, your monthly payment will be $0
The answer for the 1st blank is text.
<span>Volatile memory requires electricity or some kind of current to store information, and nonvolatile memory does not.</span>