determinant: 
(a) 
D<0 means there are no real roots. there are two complex roots with imaginary components.
(b) D=16+20=36>0
D>0 means there are two real roots
(c) D = 20^2-4*4*25 = 0
D=0 means there is one real root with multiplicity 2
29 ...................................................................................................
First step is parentheses so subtract 1/4 from 1
(1-1/4) = (4/4 - 1/4) = (3/4)
After parentheses we perform exponent operations
(3/4)^2 = (3^2/4^2) = (9/16)
Finally, after exponent operations we perform multiplications
(1/3)*(9/16) = (3/16)