Well, one advantage simply is that its a loan. If its a loan, you can pay little by little until its paid off. Not sure if this helps, but I hope it does.
Answer:
Substitute the numbers below x by x in the equation given in the middle of the table and that will be the answer for y.
Step-by-step explanation:
For example, x= -1
y= x + 6
y= -1 + 6
y= 5
4 dollars they contributed 4 dollars each