Answer:
identifying learning needs
Explanation:
The step of the learning and development process where the employer identify if there are gaps in what new employees need to know and if those gaps can be filled by learning and development is the identification stage.
The learning and development process starts with the identification stage, Identifying learning and development (L&D) needs is based on an assessing levels of employee skills, attitudes and knowledge; this is compared with any current or anticipated level of skills.
The difference between the level of skills possessed by employees and the anticipated level is known as knowledge gaps.
The gaps are then closed by recommending training on acquisition of new skills or improving existing skills
As a partnership.
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The budget process makes fiscal policy difficult to implement because
<span>---The budget process begins a year and a half before the budget is implemented, and this will make it difficult to know what type of fiscal policy will be needed because it requires us to predict the problem and opportunities that arise during the operation.
---Many budget decisions are made for political reasons , because many politicians was appointed by interest groups that controlled by big companies.
---Nearly two-thirds of the budget is mandated by federal programs and cannot be easily changed, even if it could be changed, the cost could outweihgt the benefit.</span>
Answer:
Financial advisor.
Explanation:
A financial advisor is an investment advisor at your local bank branch office. They are licensed professionals with the ultimate responsibility of providing financial guidance or expert advice around investments, tax planning etc for customers in a financial institution.
