Answer:
Profit making and survival
Explanation:
The main objectives that a business might have are: Survival – a short term objective, probably for small business just starting out, or when a new firm enters the market or at a time of crisis. Profit maximisation – try to make the most profit possible – most like to be the aim of the owners and shareholders.
Answer:
Scenario planning approach
Explanation:
Scenario planning is a method used by organizations or businesses to make long term projections. It is also used when making strategic plans for the progress of the organization.
In scenario planning, assumptions about the future of an organization or business are made. These assumptions are aimed at discovering the possibility of that business to thrive under different economic and environmental conditions, and how the business can adapt to cope well with these changes.
For example, farmers use different assumptions or scenarios based on the weather to foretell how the harvest season will be. This guides them on whether to or not to make future investments and helps them to estimate what their sales could be.
Answer:
1. Critical number of associations takes help from outsider application specialist co-ops regarding information or data security. These outsider specialist co-ops fundamentally deal with the security of information of the association by steady all day, every day checking, information encryption, having legitimate control on passwords, approved physical access utilizing propelled biometrics innovation.
2. They guarantee accessibility of information at the ideal spot and at the correct time by giving system soundness and security. These security interruption location firms keep associations from assaults of spyware, Trojan, key-lumberjacks, forswearing of administration, man in the center and numerous different malwares. These security specialist organizations likewise give extra advantages like information assurance from physical viewpoints like information burglary or misfortune because of influence flood, vandalism, characteristic catastrophes, and political distress.
3. An association independent of its size or its name being recorded in Fortune 1000 or not, should consistently make proactive methodology towards venture on the security interruption location firms as these organizations are particularly proficient and are equipped for shielding the association from classified information misfortune either on the web or disconnected.
Fraud risks are particularly genuine in nature, if not dealt with by fitting systems; they can cause ruin misfortunes both as far as cash and information.
Answer:
For Loan A = 3.170%
For Loan B = 3.174%
Loan B has a higher effective annual rate.
Explanation:
The computation of effective annual rates for the loans is shown below:-
For Loan A
We will assume effective annual rate is a
Stated rate(r) = 3.125% compounded monthly
= Number of periods in an year n = 12
So,
(1 + a) = (1 + r ÷ n) × n
= a = (1+0.03125 ÷ 12) × 12 - 1
= 0.03170
or
= 3.170%
For Loan B
We will assume the effective annual rate is b
Stated rate (r) = 3.15% compounded semi annually
= Number of periods in an year n = 2
So
(1 + a) = (1 + r ÷ n) × n
= a = (1 + 0.0315 ÷ 2) × 2 - 1
= 0.03174
or
= 3.174%
From the above calculation we can see that Loan B, is greater than Loan A and has a higher effective annual rate.