The Speaker of the House is elected by the majority party.
13 states (the question is not complete?)
Answer:
An election system in which each party running receives the proportion of legislative seats corresponding to its proportion of the vote.
Explanation:
Proportional Representation (PR) An electoral system in which a country is divided into a few large districts, which may each elect multiple candidates.
Answer:
Yes.
Insurance, by its very nature, socializes risks and losses while privatizing profits.
Explanation:
This has been the nature of insurance, health insurance inclusive. All insurance is about spreading (socializing) the risks so thinly that each affected person does not feel any heavy burden. A health insurance policy collects some amount of premium in order to cover unforeseen health risks for the insured. There is no policyholder who pays for the full cost of her policy. The cost is always spread out to the insuring public.
There wasn't one traditional belief: all of the groups had their own religions and traditions.
Some common pattern was polytheistic religions with human sacrifice. Typical gods included natural phenomena: Birth-giving Mother, Rain, Sun.