Answer:
insurance provider (e.g. an insurance company or a government) and an individual or his/her sponsor (that is an employer or a community organization) .
i would think it would be A because sometimes the deadlines for things are to close and it could make you feel overwhelmed
Answer:
Yes
Explanation:
Fred should be concerned because 12 months isn't an average, it's more of a deadline.
He is doubting himself and wondering if he made the right decision
