Answer:
Representativeness heuristic bias
Explanation:
Representativeness heuristic bias occurs when there are similar events whose probability of occurrence is assumed to be the same. People mistakenly assume there is a close relationship between the two events than there really is.
For example of John is a lawyer, he is judged to be a lawyer because of expression of various traits associated with lawyers.
Kellyanne hired Joshua from Southwest University. Because of his outstanding performance, it is assumed that other considered from Southwest University will also perform outstandingly.
This is a form of representativeness heuristic bias
A pretexter is a person who calls your bank or other financial institution pretending to be you or someone else who is authorized on the account.
What is pretexting?
- Pretexting is the act of creating and using an invented scenario (the pretext) to engage a targeted victim in a manner that increases the chance the victim will divulge information or perform actions that would be unlikely in ordinary circumstances.
- An elaborate lie, it most often involves some prior research or setup and the use of this information for impersonation (e.g., date of birth, Social Security number, last bill amount) to establish legitimacy in the mind of the target.
- As a background, pretexting can be interpreted as the first evolution of social engineering, and continued to develop as social engineering incorporated current-day technologies. Current and past examples of pretexting demonstrate this development.
- This technique can be used to fool a business into disclosing customer information as well as by private investigators to obtain telephone records, utility records, banking records and other information directly from company service representatives.
- The information can then be used to establish even greater legitimacy under tougher questioning with a manager, e.g., to make account changes, get specific balances, etc.
- Pretexting can also be used to impersonate co-workers, police, bank, tax authorities, clergy, insurance investigators or any other individual who could have perceived authority or right-to-know in the mind of the targeted victim.
- The pretexter must simply prepare answers to questions that might be asked by the victim. In some cases, all that is needed is a voice that sounds authoritative, an earnest tone, and an ability to think on one's feet to create a pretextual scenario.
To learn more about Pretexting: brainly.com/question/10311345
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Answer:
a) 14.43% , The amount is reasonable
b) Pay as you go
c) Yashari should should prioritize paying the Loan instalment before saving for the emergency fund
d) Standard repayment plan
Explanation:
Yashari Monthly take-home pay = $1850
<u>a) Determine the % of her paycheck goes toward student loans if she chooses standard repayment</u>
Rate of interest = 4.30%
hence % of her paycheck that goes toward student loan = 14.43%
The repayment amount = $32035. which is very reasonable as well
b) what plan that has the longest repayment period
PAYE ( pay as you earn ) has the longest repayment period
<u>c) prioritizing between her emergency fund goal and student loan </u>
Yashari should should prioritize paying the Loan instalment before saving for the emergency fund because of the penalties that comes with loan defaulting
d) Yashari should select the Standard repayment plan because the final amount paid using this plan is lower
Answer:
The methods allowed by the IFRS for valuing property, plant, and equipment are: b. historic cost and fair value.
Explanation:
IAS 16 in IFRS deals with Valuation of Property, Plant, and Equipment.
The method of subsequent measurement of Property, Plant, and Equipment allowed by the standars are Historic Cost and Fair Value (Revaluation)