The answer is commissioned
A good way for a senior employee to mentor a new employee is to share company knowledge and job expertise.
Instead of having to write multiple pieces of code for different outcomes, you can use an elseif statement and make your code easier to read and easier to understand.
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I would not because you never know there could be hackers and they could get your card account and spend your money. If they get your card number and you do turn up with less money there is really nothing you can do about it at that point. That's why I wouldn't trust my money to an online bank.
Hope this helps.
Sincerely, Hodctilana