You have told us that there is $450 in Josie's bank account, and she does not make any later deposits or withdraws. You have also told us that the gym deducts $35.20 every one month in fees.
Explanation:
The answer is really easy to find. All you have to do is subtract 35.20 from 450. The problem asks for the amount of money that Josie has in her account at the end of the month - the same month that she put $450 into her account.
Solve:
450 - 35.20
= 414.80
Josie has $414.80 in her bank account at the end of the month.
It would be less because when you multiply something by 1/2 you are basically dividing it by 2, finding half. So when you multiply 9 8/9 by 1/2 your product would be less than 9 8/9