Question

According the provisions in her health insurance plan with Get Well Insurance, Ursula's coinsurance payment would be $50 if she goes to Dr. Kitt, but will only be $25, if she goes to Dr. Matthew. She probably belongs to what type of insurance plan?
A) point-of-service plan (POS)
B) preferred provider organization (PPO)
C) health maintenance organization (HMO)
D) fee-for-service plan

Answer 1

Answer:

B) preferred provider organization (PPO)

Explanation:

Health insurance is an insurance cover that pays for medical expenses of an insured individual. It can cover part or the whole expense.

There are different insurance plans and  Preferred provider organizations has a network of Doctors, hospitals and other providers who have agreed to charge less for plan members like Get Well Insurance that Ursula is a member of.

Dr. Matthew is a Doctor in the organisation whereas Dr. Kit is not that explains the difference in medical charges.