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DanielleElmas [232]
3 years ago
15

Hannah is about to get a raise at work that will add $200 to her monthly paycheck. She wants to buy a new car to replace the fou

r-year-old car she is driving. She has $1,000 in her emergency fund and a credit card balance of $650. If she trades in her car and buys a new one, her current payment will only increase by $75. She is leaning toward doing this because she would still have $125 extra per month. What would Dave say? (Remember,
Business
1 answer:
Viktor [21]3 years ago
5 0
David (whoever that is) will most likely tell her to wait and save more money for an emergency
You might be interested in
Budgeting for Needs
DanielleElmas [232]

Answer:

From the bank statement of $23000 the needs are:

  • cell phone plan = $45
  • rent = $400
  • car insurance = $60
  • Electric bill = $60
  • car payment = $250

Explanation:

A need is something needed for an individual to live a fulfilling life without adverse effect. if a need is not fulfilled it can cause an adverse effect like sickness,death or it might cause a fine or penalty.

cell phone plan is an need because without a cell phone plan a cell phone user might be unable to communicate properly with his business associates and family who might not always be with him and he might be unable to pass along proper and timely information as well

Rent is necessary because housing is one of the most important needs of a man without rent plan there would be no proper housing

car insurance: insurance helps to reduce the burden of accidents on the car owner. if he fails to pay his insurance when due. if the car is caught up with eventualities of accident, the insurance company might not respond to him

Electric bill : this is a very important need as well in America. failure to pay the electric bill results to shortage of electricity and electricity is vital to everyday living.

car payment: the regular payment of car loans helps to escape the penalty of late payment hence this is a need.

7 0
3 years ago
Nike once famously claimed that they are a marketing company not a manufacturer, and thus they cannot be held responsible for th
denis23 [38]

<u>Answer: </u>

There is a great deal of emphasis given towards moral work environments wherein it is normal that the representatives and the laborers are not misused and mishandled in their work assignments and the earth in which they endure. The representatives are approached to work inside the most extreme working hours in seven days, expanded instalment, great lodging and working conditions and so on. The organizations are relied upon to give family settlement and forestall treating laborers in plants like slaves.  

It is referenced that N Co. once referenced that it ought not be considered answerable for the activities of different organizations that are into creating merchandise for N and N is essentially offering those items to the clients. Over this, one might say that being a mindful and contributory firm on the planet advertise, it is the obligation of N Co. to guarantee that the providers who supply their products to N to which N advances in the market are utilizing best strategic policies and moral dynamic in delivering those merchandise. Thus, with regards to APP Co., it ought to be made exceptionally liable for the activity of FX Co. in CH Country in light of the fact that FX is the maker and provider of different items and electric segments that APP sells on the planet market, and clients perceive those items with APP's logo and brand which makes APP profoundly at risk and for the strategic approaches and activities of its provider FX. Essentially, FX Co. ought to be held totally subject for the activities of the gatekeepers at the association's CH Plant in light of the fact that the watchmen have a place with and work for FX Co. furthermore, their activities will be perceived and distinguished corresponding to FX Co. influencing its picture on the planet advertise and the clients of FX and APP. Along these lines the organizations that are related with one another in any structure being either providers, advertisers, or assume some other job in the circulation chain, the organizations ought to get mindful and center after creation each gathering to attempt strategic policies in a moral way.

8 0
3 years ago
Consider a bank balance​ sheet, with​ "Assets" on the left and​ "Liabilities" on the right side. Identify where the following it
Anvisha [2.4K]

Answer:

C. ​I: assets;​ II: liabilities.

Explanation:

Assets are the physical and intangible properties of business or individual. They are resources used in generating revenues or profits for a business. Assets add value or increase the capital of a company.  Examples of assets include cash, inventory, investments, office equipment, and plant and machinery.

Liabilities are debts or obligations that a firm or individual owe to other entities or individuals. Liabilities decrease the net value of a company. Examples of liabilities include Bank debt, money owed to suppliers (accounts payable), Wages owed,  and Mortgage debt.

Cash belonging to a bank but held in another bank account is, therefore, an asset, while money borrowed is a debt, hence a liability.

7 0
3 years ago
Aria Acoustics, Inc. (AAI), projects unit sales for a new seven-octave voice emulation implant as follows:
jeka94

Solution:

NPV is calculated as:

NPV = \frac{C1}{1+r} +\frac{C1}{(1+r)^{2} } +\frac{C1}{(1+r)^{3} } + ....... + \frac{C1}{(1+r)^{n} } - A

Initial investment = $16,500,000

Depreciation table:

Recovery Year    7-Year %    Depreciation Booked   Asset Book

                                                                                   Value at the end of Year

1                             14.29            $ 3,029,480               $ 18,170,520

2                            24.49             $ 5,191,880               $ 12,978,640

3                            17.49             $ 3,707,880               $ 9,270,760

4                            12.49             $ 2,647,880               $ 6,622,880

5                             8.93              $ 1,893,160               $ 4,729,720

6                             8.92              $ 1,891,040              $ 2,838,680

7                             8.93               $ 1,893,160                $ 945,520

8                            4.46               $ 945,520                    $ 0

Book value at the end of 5 years  =  $ 4 , 729 , 720

After tax salvage value   =  25 %  ∗  $ 21  , 200 , 000  −  ( 25 %  ∗ $  21,200,000) - $4,729,720 ) * 30%

=  $ 5, 128 ,916

Sales table:

Year           Unit Sales

1                   83,000

2                  96,000

3                 1,10,000

4                  1,05,000

5                   86,000

We calculate the free cash flow of the project : ( Check the attachment )

1)

Using NPV formula

NPV = − $ 7 , 328 , 810.58

2)

IRR is the discount rate (R) when the NPV of the project will be equal to zero.

Solving the equation (1) for R we get:

R = 3.93%

So IRR of the project = 3.93%

4 0
3 years ago
CareerBuilder has posted a variety of sales management positions. Some require the manager to have five to ten years of experien
lubasha [3.4K]

Answer:

True

Explanation:

Job Specification is comprehensive set  statement to demonstrate the pre-requisite of any job for which any  hiring is to be done. Job specification includes information about job designation, location , roles and responsibilities, qualifications, skill set required, experience in terms of number of years, job objective and other necessary details specific to the job.

The objective of job specification is

  • To ensure that people with only right skill apply for job
  • It makes easier to filter out candidates based on the mapping of requirement and candidate profile
  • It makes easier for hired person to understand his responsibilities and get molded it into the role easily.

Since the problem says that Career builder has posted for sales management position which includes information on number years of experience and educational qualification, which is part of job specification and hence the statement is true.

5 0
3 years ago
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