Answer:
The difference between the two is that Hazard insurance can cover you and or protect you against "structural damage caused by natural disasters".
Meanwhile Homeowners insurance is "a financial protection against theft"...
So, long story short,
Hazard insurance=protection from natural disasters (structural damage)
Hazard insurance=protection from natural disasters (structural damage)Homeowners insurance=protection against theft and damage to your home and belongings
I hope this helped!!
Answer:
Middle Management
Which is not a typical function:
Middle management may be reduced in organizations as a result of reorganization. Such changes can take the form of downsizing," delayering," and outsourcing.
Explanation:
Options:
1. Middle management is at the center of a hierarchical organization, subordinate to the senior management but above the lowest levels of operational staff.
2. Middle managers are accountable to top management for their department’s function. They provide guidance to lower-level managers and inspire them to perform better.
3. Middle managers balance a functional or technical understanding of those who report to them with the interpersonal skills of a manager. This form of leadership requires a strong ability to communicate, mentor, train, hire, organize, optimize processes, and prioritize.
4. Middle-management functions generally revolve around enabling teams of workers to perform effectively and efficiently and reporting these performance indicators to upper management.
5. Middle management may be reduced in organizations as a result of reorganization. Such changes can take the form of downsizing," delayering," and outsourcing.
The last option (No. 5) is certainly not a function of middle management. It is what happens to middle management during reorganization.
Answer:
The options for answering this question would be the following:
A) higher; lower
B) lower; lower
C) higher; higher
D) lower; higher
The correct answer is: A) higher; lower.
Explanation:
The price of a bond can be above or below its parity for many reasons, including interest rate adjustments, if the credit rating of the bond has changed, supply and demand, a change in the creditworthiness of the bond issuer , if the bond has been redeemed or if it is likely to be (or not) redeemed, a change in prevailing market interest rates, and an endless number of other factors.
As with other financial assets, bond prices are determined by supply and demand. Each government sets the supply of state bonds, issuing more if necessary. Demand, on the other hand, depends on whether or not it is an interesting investment.
Interest rates can have a major impact on bond demand. If interest rates are lower than the coupon on a bond, the demand for that bond will increase - it represents a better investment. But if interest rates rise above the coupon percentage, demand will drop.
Some bonds are actively traded, while others may have no activity (there are neither buyers nor sellers interested) for weeks. As a general category, municipal bonds tend to be more sensitive to supply and demand forces than other fixed income categories. This has the net effect of increasing your market risk: If your bond is not popular with other investors at a time when you need to sell, the price you will get for the bond in the secondary market will be hit.
Comparing and contrasting sets of data in order to rank them and make a decisions best defines as evaluation. In evaluation, you need to rank your employees for the compensation or salary increase that they will receive. The most performer will receive the biggest increase since he has done bigger.
Answer:
C
Explanation:
This balance sheet equation is incorrect, Assets minus Current liabilities = Longminusterm liabilities