H-Cl pair of atoms has the most polar bond.
Explanation:
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Formal charge can be calculated from the following formula
Formal charge = valency of central atom - (number of lone pair of electrons + number of covalent bonds)
a) for methylene:
Formal charge = 4 -( 2+ 2) = 0
b) For methyl free radical
Formal charge = 4- (3 +1) = 0