0.032 is the interest since it is half a year, double this one 0.032 x 2 = 0.064
your formula is A = P(1 + (r/n)^nt P is principle R is rate N is number of times T is time
A = <span>32,675.12(1 + (0.032/2)^2(5) A = 32675.12(1 + (0.016)^10 A = 32675.12(1.016)^10 A = 32675.12 (1.172) A = 38295.24064 Your answer is ~38295.24
hope this helps
none of the answers make sense, because you can withdraw a lot more money from your bank account than that, unless you are missing some numbers and stuff</span>