Answer: This is an example of <u><em>Limited Problem Solving.</em></u>
Explanation:
Jenn changed the locks after each tenant moves out so that if they made keys to the old locks they will not be able to enter. If she had other options such as key cards she could save money and time in the future.
Jenn could also purchase the locks in bulk and this can save time and money also. Buy buying in bulk, she would have the product on hand when needed. She would save time by eliminating the need to go to the store each time. There is always a probability that the store will not have what she needs and will have to spend time looking at other places for the locks.
Answer: After the civil war African Americans were free from their owners
Explanation:During the period of reconstruction, some 2000 African Americans held government jobs.
Answer:
concealed knowledge test
Explanation:
The procedure of questioning a crime suspect person who is attached to a lie detector and the police is questioning only that part of the crime known to both the law breaker and the police officer is called as concealed knowledge test.
The concealed knowledge test is also know as Concealed Information Test or the CIT. It is almost similar to the traditional polygraph test. This test is a not a test of emotion but a test of recognition.
This test is easy to set and easy to score. It is the most important technical device that the examiner can use.
Thus the answer is "concealed knowledge test".
<u>Answer</u>: d)80%.
<em>PMI is required for all loans that have an LTV ratio of 80%.</em>
<u>Explanation:</u>
Institutions and lenders calculate the LTV ratio and assess the risk prior to the approval of a mortgage loan. <em>LTV ratio is calculated by dividing the loan amount by the property value.</em> Higher LTV ratios indicate that there is higher risk for the lenders.
Thus a Private Mortgage Insurance has to be purchased to offset the risk of the lender. <em>The loan amount being close to the appraised value of the property means that the LTV ration is high.</em> Thus if the loan goes default the lender’s will have to face difficulty.
If foreclosure happens the lender wouldn’t be able to make enough Profit by selling out the property.<em> This is why a PMI is demanded in such cases. </em>
The second party system began around 1824
