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Bumek [7]
3 years ago
14

K has a life insurance policy that allows him to skip premium payments but still keeps the policy in force. What type of policy

does K have?A: Term LifeB: Straight Whole LifeC: Universal LifeD: All of the Above
Social Studies
1 answer:
Anni [7]3 years ago
4 0

Answer:

Correct answer is C: K has a Universal Life insurance policy.

Explanation:

<em>Term Life</em> insurance lasts for a prefixed amount of years, based on a system of monthly payments. <em>Whole Life</em> insurance, on the other hand, is a permanent life insurance policy because it has no prefixed expiration date. Both kind of insurances last as long as you maintain the payments, so we can cross A and B out of the options (and also D), leaving us with Universal Life. This kind of insurance policy has a twist and provides more flexibility: the premiums and death benefits can be changed without having to sign an entirely new policy. Furthermore, you can use the cash value to pay the premiums (this is perfect for people who do not want to commit to a specific monthly amount). So, even though you have a minimum premium to keep the policy,  they can be payed with the cash value.

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The country is the third largest in the world by total wealth. Japan has the highest ratio of public debt to GDP of any developed nation.
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3 years ago
Which court makes decisions regarding the wills of people who have died?
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Answer:

Probate court

Explanation:

Probate is the defined as the process of administration of a dead person's estate. The money or estate according to the will left by the deceased is usually paid to the beneficiaries after deductions of any taxes and debts accrued by the deceased.

The court which handles and makes decisions about these processes is known as a Probate court.

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3 years ago
If part of the Constitution were amended (revised) today, what would be a major amendment for 2020?
Genrish500 [490]

The major amendment for 2020 from the constitution may be considered as the current issue on Citizenship and Reservation to the minority communities.

<u>Explanation:</u>

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  • The present bill passed in the parliament is opposed by several states as it violates article 14.
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8 0
3 years ago
How did the early railroads affect America's transportation system?
kondaur [170]

Answer:

The history of US railroads dates back to 1827, when Baltimore & Ohio Railroad began building the country's first railroad between Baltimore and Ohio, Maryland. The first section of the public road was 24 km long. It was opened on January 7, 1830. In December 1830, the second Charleston-Augusta railway (in South Carolina) was opened, with a length of 64 km. The competition was fierce. As a result, freight and passenger rates were probably the lowest in the world.

The period from 1980 to 1999 is called the "Staggers era", characterized by a radical change in the field of rail transportation: the elimination of inefficient assets and the optimization of economic and commercial activities. Rail freight turnover doubled. Labor productivity increased 2.5 times.

Rail transport played a huge role in the historical development of the United States. The construction of railways, especially transcontinental highways, had a very big impact on the development and deployment of the country's productive forces.

A distinctive feature of the US railways is a low level of electrification and a sharp predominance of diesel traction. This is primarily due to the policy of oil monopolies interested in rail transport as one of the consumers of oil products. Recently, a certain “renaissance” of this type of transport in freight traffic is no longer associated not only with traditional bulk cargo, but with an increase in container traffic. In addition, projects are under development for the construction of the country's first high-speed railways.

Explanation:

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3 years ago
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