So you have
1. Low money account balance
2. Negative degrees
3. Possible points in a game.
I think the answer is 2.25 or 2 and 1/4.
You divide 3/4 by 1/3 and get 2.25 or 2 and 1/4.
I don't know if this is right, I hope it is, have a good day. c;
The standard deviation is 1, I believe...