The correct answers are: groundwater, wetlands, rivers, ponds .
Fresh water includes all water excluding seawater and brackish water. Fresh water is not the same as drinking water.
It is important for many organisms as habitat and living resource, plants and most mammals requires fresh water to live.
All annelids and arthropods have a body plan. Unlike annelids, arthropods also have a coelom, and a segmented body. The circulatory system of annelids is closed, while the circulatory system of arthropods is opened.
Arthropods are invertebrate organism that possess a stiff exoskeleton, a segmented body, and paired jointed appendages. Arthropods include insects, crustaceans, myriapods, and arachnids. Arthropods possess an open circulatory system; a system without blood vessels. The circulatory system of arthropods is made up of a tube (the heart), and an open hemocoel (in which the blood moves).
Annelids are invertebrate animals that have a body cavity, movable bristles, and a segmented body. Annelids include earthworms, and leeches. The circulatory system of annelids is closed; blood circulates through a closed system of blood vessels.
The most important property of the cell membrane is its selective permeability: some substances can pass through it freely, but others cannot. Small and non polar (hydrophobic) molecules can freely pass through the membrane, but charged ions and large molecules such as proteins and sugars are barred passage.