A CDA certificate is a common credential that is required by most states (child development associates)
        
                    
             
        
        
        
Get some friends 
get good grades 
go do some sports 
don't be pressured 
get a girlfriend or boyfriend 
        
                    
             
        
        
        
Enterprise Risk Management (ERM) incorporates four key
attributes:
<span>1.      
</span>Comprehensive Assessment
This key driver emphasizes that all risks
should be equally taken into consideration.
<span>2.      
</span>Consistent Evaluation
All risks must be criticized on a
consistent basis to efficiently identify the risks across the entire
enterprise. 
<span>3.      
</span>Consistent Risk Appetite
It maximizes risk-adjusted shareholder
value that is applied to all decisions. It highlights the capability of the whole
organization(versus individual component) to deal with the risks.
<span>4.      
</span>Value-Driven
The organization must be united with the same
objective of risk management--shifting the risk-return profile of the business
toward greater upside.
 
 
 
 
 
        
             
        
        
        
Post traumatic would be a disorder that includes flashbacks.
Generalized anxiety disorder would be experiencing frequent and intense fear.
Obsessive-compulsive is an extreme fear of a specific object or situation such as, you see one book with the pages facing outward and the rest have their spine showing.
 
        
                    
             
        
        
        
I believe the answer is A-- The essay is a chance to show your communication skills and provide some information about your strengths.