I believe that it is a major life change.
        
             
        
        
        
First off, if you are able you should purchase health insurance. Health care is very expensive. In some situations it could take a huge toll on your financial situation. If you are unable to purchase private insurance or insurance through your employer you should look into state (Medicaid) insurance program that helps with healthcare costs for people with limited income and resources. Not having health insurance could take a toll on your financial situation, in case of medical emergency or an accident, in my opinion, purchasing health insurance should be collaborative family decision as it would affect your entire family.
        
             
        
        
        
Answer:
yes theses are all things that can effect ur decisions on drugs role models and freinds can peer pressure you in to doing drug and with economic situations some people will start doing drugs because they are trying to forget about what happening to the economy