I would check this website to give you a little bit of a better idea on your question.
https://www.nytimes.com/2010/09/12/jobs/12search.html
let me know if this helps you at all.
Not wearing a seatbelt: ‘car accident, possible death’
Not wearing a helmet when riding a bike: ‘bike accident, possibility of having severe injuries’
Not following traffic rules: ‘putting yourself and possibly others in danger/ harm’
I hope this helped you.
The first line of defence (or outside defence system) includes physical and chemical barriers that are always ready and prepared to defend the body from infection. These include your skin, tears, mucus, cilia, stomach acid, urine flow, 'friendly' bacteria and white blood cells called neutrophils.
Answer: Allow time before leaving to check local weather conditions
Explanation: you would never want to go to the bathroom by your self because what happen to your friend if he is not surfing by a life guard stand. you never just go out the water where no one can get to you in time. The surfboard doesn't matter