Answer:
99
Step-by-step explanation:
12x4=48
12x3=36
12-4-5=3
3x5=15
48+36+15=99
Gareth has $2,000 to invest. Putting the money in a savings account at his local bank will earn him 2.2% annual interest.
Interest earned in local bank = 2000 * 22.2% = 2000 * 0.022 = 44
Putting the money in an online savings account will earn him 4.85% annual interest
Interest earned in online account = 2000 * 4.85% = 2000 * 0.0485 = 97
He will be charged $3 every time he makes an ATM withdrawal.
In online account, the interest is 97 . If he withdraws 18 times then
Total ATM fee is 18 * 3= 54 . so 97 - 54 = 43
43 is lower than 44 that is interest of local account.
Therefore, 18 ATM withdrawals make local savings account to be a better deal than the online savings account every year.
A short-cut to accurately evaluate the given expression above is using a scientific calculator where one can include integrals and evaluate using limits. In this case, using a calculator, the answer is equal to 0.2679. One can verify this by integrating truly letting 1-x^2 as u and use its du to be substituted in the numerator