We get the same answer. The 1.05 refers to 1 + 0.05 where the "1" is 100% and the 0.05 is 5%, so the two combine to 105%, meaning the total cost is 105% of the cost before tax is considered.
There are 7 players if the coach randomly draws a name that determines who stays on the bench there is a 1/7 chance Brianna will stay on the bench because there are 7 people and Brianna is 1 of them