The gap between the total death benefit and the policy's cash value. The gap between when a claim is filed and when the death benefit is received. The amount of interest that has accumulated in the policy's cash value.
 
        
             
        
        
        
This authority along with others could be HIPPA
        
             
        
        
        
Usually you want your financial future to look amazing because you dont want to sit around broke and being a ward of the state do you?
        
                    
             
        
        
        
Answer:
ain't mine, but I find this very funny. 
Explanation:
A professor was traveling by a boat. On his way, he asked the sailor, "do you know biology, zoology, geography, physiology?" The sailor said no to all his questions.
 Professor: "What the hell do you know on this Earth? You will die if illiteracy. After a while the boat started sinking. The sailor asked the professor, "Do you know swiminology and escapology from sharkology?" The professor said no. 
Sailor: "well, sharkology and crocodiology will eat your assology, headology, and you will dieology because of your mouthology"
 
        
             
        
        
        
A, B AB and O, O being the most useful, because O blood can be given to everyone, but also the most selective, since they can only receive O blood