I can give you the equations for the graph. First one would be y = 0.90x + 25 (25 being the y intercept) and the other one would simply be y = 1.35. If you have a graphing calculator like me you can use it when modeling the graph. Hopefully this helps!
It is saying that the Balance was 21 if he wrote a check for 30 and The bank was charging him $35 for overdrawing his account of basically you’re gonna just Add so 21+30+35 is 86