Answer:
(a)
Step-by-step explanation:
(a)The degree of a polynomial is the highest power of the unknown variable in the polynomial.
A polynomial is said to be in standard form when it is arranged in descending order/powers of x.
An example of a fourth degree polynomial is: 
We know the polynomial above is in standard form because it is arranged in such a way that the powers of x keeps decreasing.
(b)Polynomials are closed with respect to addition and subtraction. This is as a result of the fact that the powers do not change. Only the coefficients
change. This is illustrated by the two examples below:

The degrees do not change in the above operations. Only the number beside each variable changes. Therefore, the addition and subtraction of polynomials is closed.
The correct answer is the Transitive property
A. They need to be sure you will be able to pay the loan back
B, because when the organism divides the cells become specialized and continue to divide.