A situation when a lender treats similarly situated applicants differently for no apparent reason other than a prohibited basis is disparate treatment.
<h3>Who is Lender?</h3>
A lender refers to the person or organization that lends money.
Disparate treatment refers to a situation where a lender treats a credit applicant differently based on the prohibited bases. It does not require any showing that treatment was motivated by prejudice.
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When the fourth caliph was murdered by other muslims causing a great disturbance. Some people wanted Ali as the caliph when others wanted someone else.When Ali was murdered the groups split eventually being caleled Sunni and Shi'a.
