Answer:
Lactic acid fermentation occurs in the cytoplasm of the cell.
It's a form of anaerobic respiration, and occurs when oxygen is unavailable in animal (muscle) cells and in some bacteria.
It is convenient to divide the photosynthetic process in plants into four stages, each occurring in a defined area of the chloroplast: (1) absorption of light, (2) electron transport leading to the reduction of NADP+ to NADPH, (3) generation of ATP, and (4) conversion of CO2 into carbohydrates (carbon fixation).