Answer:
A. each state's Department of Insurance
Explanation:
There are five independent agencies that provide independent ratings of insurance companies' financial strength and claims-paying abilities. They are:
1. A.M. Best,
2. Fitch,
3. Kroll Bond Rating Agency (KBRA)
4. Moody and
5. Standard & Poor's
Each have a rating scale, rating standards, its own population of rated companies, and its own distribution of companies across its scale.
Answer:
Joseph Arthur Comte de Gobineau
Explanation:
The theory that human beings were composed of three races the black yellow and white with the white being the superior raace was propsed int he inequality of the races by Joseph Arthur Comte de Gobineau
He was known as a French politician who legalized racism through his theory on racial demographics which was based on the shape of people’s head.
Answer:
I think the first one cause it kinda makes more sense
Political parties express the public's complaints to the government while opposing it. They educate the populace on how the ruling parties operate. Therefore, political parties serve as a conduit between the populace and the executive branch. They establish a government and control it.
An organized collection of individuals with the desire to create a government is referred to as a political party. They run candidates for office and have the same philosophy and political views. They establish their objectives and promote them. Political parties are significant because they offer a wide range of candidate options during elections. Since there are no political parties and all elected officials are independent, no one will make any significant policy promises. Each autonomous delegate will carry out their own agenda, leading to chaos throughout the nation.
Learn more about the model of democracy:
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The purpose of the Louisiana purchase in 1803 was to give the United States more control of the Mississippi River, and the port city of New Orleans, which were both used by farmers to ship their crops and get paid.
