Well, I would say a web browser, like Mozilla Firefox, Safari for IOS, Windows Edge, Chrome, or Internet Explorer; and some anti-malware software, since there are multiple websites on the WWW that try to steal your information and give your device viruses.
You will use a <select> for this. For example:
<select name="choice">
<option>First</option>
<option>Second</option>
<option>Third</option>
<option>Fourth</option>
<option>Fifth</option>
</select>
Answer:
low transaction fees and speedier processing
Explanation: