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2 years ago

A low credit score can lead too?

Business

2 answers:

tatuchka [14]2 years ago

8 0

$\text{Hello There!}$

$\text{A low credit score can lead to a number of things, such as:}$

Low eligibility rates for apartments
High-interest rates
Difficulty applying for credit cards

$\text{And many other issues can arise; which is why it's a good idea to have multiple credit cards.}$

$\rule{300}{0.5}$

oksian1 [2.3K]2 years ago

3 0

Answer:

Dept

you can loose errythang

no loans

Explanation:

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Suppose a market is initially in equilibrium and demand decreases. The producer surplus will:_____.

ladessa [460]

Answer:

c. be lower since the price is lower and equilibrium moves down along the supply curve.

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3 years ago

As a student of Business Ethics and a managing director of a multinational company, discuss five (5) factors you will consider i

rewona [7]

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2 years ago

What is a credit limit?

Artist 52 [7]

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5 0

3 years ago

A borrower takes out a 30-year adjustable rate mortgage loan for $200,000 with monthly payments. The first two years of the loan

lara31 [8.8K]

Answer:

1003

Explanation:

Given:

Period= 30 years, Loan amount= $200,000,

Payments- Monthly,

Teaser rate for first 2 years = 4%,

Annual payment cap=5%, Composite rate on reset date= 6%

Annual rate for 2 years =4%

Monthly rate will be 4/12 = 0.3333% = 0.003333

n=30years=360 months

Monthly payment for first 2 years = $Pr(1+r)^n/((1+r)^n-1)$

= $200000\times0.0033\times1.033^{360}/(1.033^{360}-1)$

= 954.83

or by Excel function = PMT(0.003333,360,200000,0) = 954.83

Loan balance after 2 years = PV(0.003333,336,-954.83,0) = 192,812.36 or

Balance= $A(1+r)^n-PMT\times(1+r)^n-1)/i$

= $200000(1.0033)^{24}-954.83(1+0.003333)^{24}-1)/0.003333$

= 192,812.36

Composite rate is 6% but payment is capped at 5%. So new payment from year 3 is 954.83×1.05=1002.57=1003

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2 years ago

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Dafna1 [17]

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3 years ago