A greater availability of ATMs makes it easier to do bank transactions which may be the reason for someone to choose convenience instead of cost.
The problem wants you to add both
Is this an a level question...
So what you do is simple it is only one year that you are getting the 16% so how to solve is this way: $4500 + 16%= $5220
Pi is 3.141592653 it is used to help solve equations
