The answer is every long.
Step-by-step explanation:
as the figure shows
The formula of the future value of annuity ordinary
Fv=pmt [(1+r)^(n)-1)÷r]
Fv future value
Pmt payment per year 4000
R interest rate 0.0215
N time 5 years
Fv=4,000×(((1+0.0215)^(5)−1)÷(0.0215))
fv=20,878.69
12,419,293
an increase of 100,000 = 12,519,293
an increase of 1,000,000 = 13,419,293
a decrease of 10,000 = 12,409,293