Answer:
A. each state's Department of Insurance
Explanation:
There are five independent agencies that provide independent ratings of insurance companies' financial strength and claims-paying abilities. They are:
1. A.M. Best,
2. Fitch,
3. Kroll Bond Rating Agency (KBRA)
4. Moody and
5. Standard & Poor's
Each have a rating scale, rating standards, its own population of rated companies, and its own distribution of companies across its scale.
Question
:
For whom or what morality apply?
Answer:
concerning the distinction between right and wrong or good and bad behavior.
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Answer:
<u>To explain the bonds of injustice.</u>
Explanation:
He states in the passage that even though President Lincoln freed the slaves, the "bonds of injustice" are still present. He states how economic and social oppression are still going on, so this means that not all citizens are free. The injustice is still after the slaves supposedly are freed.
She is probably experiencing the exhaustion phase.
<h3>
What are the Stages of Stress ?</h3>
There are three distinct stages to how a person deals with stress. They are the alarm stage, the resistance stage, and the exhaustion stage.
<h3>What is Exhaustion phase ?</h3>
The exhaustion phase of stress is chronic stress that causes dramatic effects on the body. At this point, the body is unable to continuously manage stress and the ramifications caused in the exhaustion phase.
It has used up all its energy stores, and struggles to recover from the stress that is being presented. The longer the body stays in the exhaustion stage, the more dramatic the effects are on the person. The exhaustion phase can cause long-term health complications.
During the exhaustion stage of stress, the body begins to become overwhelmed by the chronic effects of stress on the body. By this point, the body has attempted to recover using its compensatory mechanisms and has failed. Its energy stores are depleted, and the exhaustion stage has caused the body to feel some distressing symptoms.
Learn more about Exhaustion phase on:
brainly.com/question/17861966
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