Answer:
J was driving her own car from the Post Office after retrieving her employer's mail
Explanation:
A personal auto policy provides insurance coverage for the injury or damage to others, which is in liability insurance form. It also provides coverage for injuries to the insured.
A personal auto policy is mainly designed to cover the damages for the family's or individual's personal use of auto.
In the context, policyholder J will be covered under the personal auto policy in the scenario where J after receiving mail from her employer was coming back in her private car from post office. This is because the business use of any private passenger cars is NOT excluded under Medical Payments Coverage.
Answer: The owner has given the neighbor an EASEMENT APPURTENANT.
Explanation: Easement appurtenant refers to the legal right to use another person's real property (real estate), generally in order to cross a part of the property, or to gain access to something on the property such that when ownership of the dominant estate is sold, the appurtenant easement will pass to the new owner.