Answer:
(1). Secured loans
Collateral is generally required for secured loans. Secured loan are those for which the borrower, along with a promise to repay, puts up some asset (collateral) as surety for the loan. A secured loan instrument simply means that in the event of default, the lender can use the asset to repay the funds it has advanced the borrower. The risk of default on a secured loans tends to be relatively low since the borrower has so much more to lose by neglecting his financial obligation. Secured loans financing is typically easier for most consumers to obtain. As this type of loan carries less risk for the lender, interest rates are usually lower for a secured loan.
(2). Higher interests rates.
People who get loans but are considered a risk to fully repay them, often get higher interest rate. Because the risk to the lender is increased relative to that of secured debt, interest rates on unsecured debt tend to be correspondingly higher. However, the rate of interest on various debt instruments is largely dependent on the reliability of the issuing entity. An unsecured loan to an individual may carry astronomical interest rates because of the high risk of default.
(3). Higher total payment.
An unsecured loan to an individual may carry astronomical interest rates because of the high risk of default. Lenders issue funds in an unsecured loan based solely on the borrower's creditworthiness and promise to repay. Unsecured loan has no collateral backing, It involves no security, Hence, If the borrower defaults on this type of debt, the lender must initiate a lawsuit to collect what is owed.
Answer:
Explanation:
ans1-Excuse me
ans2-reuse.
ans3-When you ask someone for something, or you ask them to do something for you, it is essential to be as polite as possible. Here are some ways that you can be polite. A “hello” and a smile go a long way! Say “hello” at the beginning of your request.
ans4-Thank you so much!
ans5-
Answer:
Protesting that black lives matter, riots and destruction, rebellion ( you name it) was the result
Explanation:
The answer is B. Literacy rates are increasing in the region, and the gap between men and women is decreasing. Annual regional-level literacy estimates based on national data and the Unesco Institute for Statistics projections from 1990 to 2016 tell us that Eastern and South-Eastern Asia, Southern Asia, and Northern Africa and Western Asia have made the greatest progress in improving adult literacy over the past 26 years .
According to the Fact Sheet No. 45 dated September 2017 of the Unesco Institute for Statistics, Northern Africa and Western Asia literacy rate went from 64% to 81. The youth literacy rate increased in Northern Africa and Western Asia from 80% to 90% and sub-Saharan Africa from 65% to 75%. Female literacy rates-lower than male literacy rates at the start of the period - generally grew faster than male literacy rates between 1990 and 2016.Thus, the gap between men and women has decreased in all regions over the past 26 years.
Answer:
Alexander Boris de Pfeffel Johnson
Explanation:
