You can graph that! Put 3 on the y line and then from that y interception go up 2 over one
Janet = 1/3
Gary = 1/2
(1/3) + (1/2) = 5/6
Let x = time they both can do the job together
(1/2) + (5/6)x = 1
Solve for x to find your answer.
The answer is "<span>the number of times the account compounds interest</span>".
The general formula is the following:

wherein r is the interest rate compound each four months.
Since there is 3*4 months in a year, then each year we compute the interest Three time, there where the factor 3 comes.
The coefficient would be c I believe I may be wrong