The correct answer is Prospect theory effect
Prospect Theory (also called Perspective Theory) is a concept of cognitive psychology that is related to decision making in economic and financial contexts.
According to this theory, people, in general, tend to make choices based on potential losses rather than gains. In other words, the basis of the Prospectus Theory is the tendency that we all have to harbor a certain risk aversion.
It is an opinion because the don’t give any evidence that it is a proven fact
I believe the answer is: 3-4 %
The self-help groups that exist in this country mostly established to specifically tackle a certain disorder (such as alcoholic anonymous, support for the suicidals, groups that teach social skills, etc.)
While the rest of the people do not necessarily immune to these problems, a large portion of them choose to rely on drugs to manage their psychological problem.
