The different benches in the parliament show the ruling of the ministers sitting on those benches.
Answer: Option 1.
<u>Explanation:</u>
There are different benches in the parliament. Different benches show different rulings. The benches which are in the front row are for the ministers which are important and have high rankings in the parliament. The ministers and the shadow ministers sit in the front row of the parliament.
The people who are not even the ministers or the shadow ministers sit in the back benches of the parliament or in the rows behind the rows of the front benches. A person who sits on the cross bench is the one from the independent or the minor party member.
Answer: The physician is being sued. Insurance company should provide an attorney. If the doctor is negligent, insurance company should pay (that's why we have premiums). Dr. Z is sued, goes to agency, and notifies the agency. The agency doesn't notify Aetna in right amount of time, and also notifies the wrong company. Aetna doesn't have a liability because they were not notified in a timely manner. Larson is agent to Aetna. A principal's notice to agent=notice to principal. That's the same as notifying Aetna according to its claims procedure. This is not Dr.Z's problem. Aetna is wrong in denying coverage, and Dr.Z will succeed and not have to pay.